Small Business Debt

In addition to providing top-notch legal representation to consumers against debt collectors, we also represent small businesses with matters pertaining to debt settlement, debt reduction and filing bankruptcy. Oftentimes, we defend small business in breach of contract cases brought forward by lenders.  Our small business debt relief lawyers take a very aggressive approach when we are required to bring claims against merchant cash advance companies and lenders when we believe there are legitimate claims.

When you are hit with a business lawsuit over small business debt, time is of the essence. Our professionals will thoroughly analyze the financial situation of your business and determine the best debt relief management strategy.  In some cases, fighting the lawsuit seems more advantageous, while in other cases, filing a business bankruptcy or settling the debt may be the best option.  During your free initial consultation, our small business debt relief attorneys will discuss the best options available for your specific situation.

Most small business debt requires the business owner to allow for liens on business assets as well sign personal guarantees. We help business owners safeguard as much personal property as possible when faced with lawsuits.

Although consumer protection law such as the FDCPA does not apply to business debt, business fund lenders and financial institutions are still required to carry out business in a  “commercially reasonable manner.”  Lenders are prohibited from threatening you or your employees and cannot conduct themselves in a manner that is considered as a “breach of the peace.”  We are not afraid to exercise such rights on behalf of our small business debt clients.

Common Small Business Debt

  • Business Credit Cards
  • Equipment Leases
  • SBA Loans
  • Business Lines of Credit
  • Lawsuits, including liens and judgments
  • Business Loans
  • Merchant Cash Advances
  • Purchase and Sale of Future Receivables
  • Frozen Bank Accounts
  • Locked up Merchant Accounts
  • Personal Guarantees
  • Confessions of Judgment

As a small business owner, large amount debt can leave to vulnerable to ruthless creditors who will aggressively seek relief of outstanding debt. By retaining the expert legal counsel of our small business debt relief attorneys, you may give yourself an opportunity to the fix your finances and save your business.