Future Clients

How Much Does Chapter 7 Bankruptcy Cost?

At ZocLaw.com we charge a flat fee that covers all of your cost. Our prices are case specific and begin at a low amount of $995.00. The amount of debt you owe has no bearing on how much you will be charged.

Payment Plans

We are here to make the bankruptcy process as easy as possible for you. As such, a payment plan will be tailored based on your needs.  To get started, all we require is a deposit of $50.00. Although we cannot file your petition until the fee is paid in full, you will benefit from:

  • Not having to deal directly with debt collectors.
  • Legal advice on pending law suits, garnishments and judgments that you may have against you.
  • Access to the online customer portal where you can keep track of your case.
  • Knowing that you are on the track to peace of mind.

We advise our clients to file within a year of paying the deposit. The sooner you pay the fee in full, the sooner we can file your petition.

Additional Fees

When you file bankruptcy, you are required to pay a filing fee of $335.00. There is also an additional $150.00 for your credit report, credit counseling and debt education which will be waived if our fee is paid in full upon signing the engagement terms.