When you receive the keys to your newly purchased home, the last thing on your mind is the possibility of facing a foreclosure. However, circumstances beyond your control may result in you falling behind in your mortgage payment. Upon missing a series of payments, lenders may begin the foreclosure process. In fact, several families lose their home each year as a result of foreclosure. Do not become part of that statistic. Let us help you.
NOTICE OF FORECLOSURE
A notice of foreclosure is confirmation that your lender has engaged in a foreclosure proceeding against you. When you receive a foreclosure notice, it is important to respond in a timely fashion. There are crucial deadlines and criteria that need to be met when dealing with a foreclosure notice, so it is important to act on it as soon as possible.
Depending on which state you have residence in, a foreclosure process can either be non-judicial or judicial. A judicial foreclosure is one whereby the lender is required by law to go through a Court whereas a non-judicial foreclosure is one in which the lender does not have to go to Court. This may result in the foreclosure process being concluded very easily.
WHAT OUR FORECLOSURE DEFENSE LAWYERS DO:
Dealing with a foreclosure process can be complicated. Our foreclosure defense lawyers will:
- Work directly with lenders or their attorneys on your behalf.
- Mediate or advocate in Court for you.
- Help you prevent eviction.
- Provide information and options, advice and assistance on loan modification, short sale, or a deed in lieu of foreclosure.
- Negotiate on your behalf against any judgment deficiencies.
Schedule your free consultation with one of our foreclosure defense lawyers by visiting www.zoclaw.com to find out if foreclosure defense can help you save your home. Let us help you keep a roof over your head.