FILING BANKRUPTCY ONLINE – WHAT TO EXPECT FROM YOUR LAWYER
Even if you are filing bankruptcy online with the help of a bankruptcy lawyer, it is important to know exactly what he/she will do for you. Hiring legal counsel for your bankruptcy case means that lawyer has to provide you with all of the legal representation agreed to, from start to finish. In today’s article, our experts at ZocLaw.com discuss what you should expect from your bankruptcy attorney even if you are filing online.
Once you have agreed upon an attorney representing you in your case, you should receive a retainer agreement. In addition to your retainer agreement officially assigning your attorney to act as your legal counsel during your case, the agreement will also outline exactly what your attorney’s role will be in your case as well as the fees that you will be responsible for.
Filing Bankruptcy Online – Competent Legal Advice
Your bankruptcy attorney’s first and foremost responsibility is to provide you with correct and accurate legal advice pertaining to your bankruptcy case. His or her advice should include:
- The bankruptcy Chapter that is best suited for your financial situation.
- How your bankruptcy filing should help you achieve your financial objectives.
- Exactly what to expect during the bankruptcy process.
- Advise you if there is anything that you can do to make the procedure quicker.
- Make you aware of any risks or difficulties that may arise.
- Filing Bankruptcy Online – Ability to Represent You During Your Bankruptcy Case
You attorney must be familiar with the intricacies of the bankruptcy process and must be well versed with federal bankruptcy laws, local procedures and rules, as well as the bankruptcy trustee for your jurisdiction. In addition, you attorney should be easily accessible via email or phone should you have any concerns.
The type of bankruptcy case you may have is dependent on several factors:
It is essential that when you decide to file bankruptcy online, your lawyer has the necessary experience and skills to represent you in your case.
Filing Bankruptcy Online – Receiving updates during your case from your lawyer
Filing bankruptcy online may enable you to have a virtual platform through which you may communicate with your lawyer, submit documents and make payments. The bankruptcy Trustee may also contact you requesting more documents. Furthermore, your creditors may also contact your attorney should they have any issues with your bankruptcy case. Even if you are filing bankruptcy online, it is your attorney’s responsibility to keep up you updated about the developments on your case.
Filing Bankruptcy Online – Preparation of your Bankruptcy Petition
Filing bankruptcy online, similar to the traditional route, requires you to file a petition with the bankruptcy court. Your petition will be a combination of documents that describe your financial situation, as well the standard bankruptcy forms. Most attorneys these days have specialized software, particularly if you are filing online, that prepares and files your petition with the bankruptcy court. It is important that you provide accurate information about your assets, income, and of course, debt. Your lawyer is required to prepare the forms based on the information that you provided. Always insists that your petition is carefully checked with your lawyer to make sure that it is accurate.
Filing Bankruptcy Online – Submitting Documents on Time
Upon filing your initial petition, the Court may request additional documents by a specific date. Missing a deadline may result in the following:
- Severe delay in the bankruptcy process.
- The dismissal of your case.
- Other unfavorable consequences.
To avoid this, ensure that your attorney has a comprehensive understanding of all the local rules in your area, and files the required documents on time.
Filing Bankruptcy Online – Representation At Your Bankruptcy Hearing
Although you are filing bankruptcy online, your bankruptcy lawyer is required to be present at all your bankruptcy hearings. The 341 meeting is the most common when you file a Chapter 7 bankruptcy. In the case of a Chapter 13 bankruptcy, both you and your attorney are required to attend a confirmation hearing as well.