Fair Debt Collection Practices Act

If you are a consumer who has debt, you probably find the pestering and harassment of debt collectors to be an unnecessary mental burden. Debt itself is a problem, but moreover debt collectors can bring to you excessive stress. This is not healthy for you as an individual. You might become less productive in your life, and express your discomforts to ones close to you.

Fortunately, there are federal laws that you can use to avoid all that unnecessary burden. If you get constant calls from a collections agency at unwanted times, you may be entitled to court monetary remission. At Shipkevich PLLC, our attorneys have extensive experience in dealing with such matters. Under the auspices of our attorneys, you can be relieved from the daily mental unrest you face by debt collectors. You have rights that we believe you are absolutely entitled to know of, as they will protect you from further harm.

Federal Law: Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) was passed for the purpose of protecting the rights of American consumers. The point of this legislation is to thwart the aggressive and indecent customs of debt collectors. Furthermore, the offensively brash activities of these individuals or agencies can create unnecessary discomfort to your life, which may lead to unfortunate events like bankruptcy or unemployment.

Per the FDCPA, collection agencies or any other relevant entities are not allowed to do several activities. They cannot contact you at unwanted times like in the middle of the night. Debt collectors, aware of you being represented by legal counsel, cannot pester you about collecting debt. They aren’t allowed to threaten you especially in an obscene fashion. Moreover, there are several things they have to disclose to you during initial contact (click here to read what they have to disclose).

Shipkevich PLLC Will Protect Your Rights

At Shipkevich PLLC, our debt relief attorney will make sure you are not continued being harassed. We understand your struggle, and it is our number one concern. We will make sure that available laws, such as the Fair Debt Collection Practice Act, are used into full affect for your benefit. Contact our office today.